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8 Top Money Saving Tips For 2018 By Leading Personal Finance Experts

Are you looking to grow your savings in 2018? In this post, we have top money saving tips by 8 leading personal finance bloggers and experts.
8 Best Money Saving Tips 2018
Eric Rosenberg is a finance, travel, and technology writer in Ventura, California. When away from the keyboard, Eric he enjoys exploring the world, flying small airplanes, discovering new craft beers, and spending time with his wife and little girl. You can connect with him at Personal Profitability or EricRosenberg.com.
My top money saving tip for 2018 is to start paying better attention to your finances. Many people ignore their spending and just hope it will work out. Hope is not a good budgeting strategy. Instead, choose a system that works for you. Whether it is an app, spreadsheet, or something else, find a system to track your spending and budget, and stick to it for the entire year. It is amazing what you will discover about your spending when you keep track of every dollar going out the door!

Andrew Schrage is from Money Crashers, a top personal finance site with a strong focus on helping the consumer make practical, everyday decisions.
One of the best money-saving tips for 2018 would be to create for yourself a checklist regarding all of your financial matters, doing it as close as possible to the beginning of the year. It should be segmented out for each month concerning ways you’re going to cut costs and save cash in the New Year. January might be scheduled for cutting heating costs since that’s relevant at that time. You might use February for getting yourself on a personal budget. March could be used for ways to cut your tax bill since that’s coming up, and April might be earmarked for caving cash on a summer vacation. June is a great month for saving on back to school supplies, and July might be a time where you shop early for holiday gifts, by checking out clearance sections. It’s a rather all-encompassing strategy, but once the holidays die down, planning out this next year with a focus on saving money and cutting costs, could launch you into a world of somewhat financial freedom.

Bola Sokunbi is a Certified Financial Education Instructor (CFEI), finance expert, writer, social media influencer and founder/CEO of CleverGirlFinance.com, a platform that empowers and educates women to make the best financial decisions in order to live life on their own terms.
Pay off your debts as quickly as you can. Debt takes away your options and your financial freedom. The sooner you can get rid of it, the sooner you can start pursuing your dreams and living life on your own terms.

Derek Chamberlain runs the blog MoneyAhoy.com which offers money saving, money making, and smart investing tips to help you live a better life.
Live below your means and don’t invest in Bitcoin – it’s too risky now!

Carl MoneyMow is a personal finance expert who blogs about financial independence and early retirement while documenting his own road to retiring at age 33.
2018 should be the year of cutting down costs on subscriptions in all shapes and forms. You should investigate all of your subscriptions on e.g. TV, music, fitness and newspapers to find out whether you can save money. Most subscriptions are “nice to have” and you can easily change or cancel them to save money. I suggest three steps:
1) Cancel the subscriptions you don’t really need
2) Negotiate prices on the ones you definitely need
3) Share subscriptions (and the cost) with others
This way you’ll easily save some money in 2018!

Adriana from moneyjourneytoday.com offers the following top money saving tip for 2018:
My favourite money saving tip would be to treat money as a tool that could build a better future, rather than a tool that just allows you to splurge. I do believe spending money is OK, but ignoring important needs (like saving for emergencies or topping off your retirement fund) is not exactly good financial money management.

Jim Wang shares his strategies for getting ahead financially and life at WalletHacks.com.
If you’re saving for something specific, put reminders for yourself everywhere. It makes your spending decisions a tradeoff between what you want to buy today and what you are saving for tomorrow. If you want a new car, print out a photo of the car and tape it to your credit cards or leave it in your wallet/purse. When it’s a trade, you make each specific decision an active one.

Miranda Marquit is a financial journalist, podcaster, and money expert at adulting.tv.
Re-think your values and make sure your spending aligns with them. You’ll spend a lot less when you cut out the stuff that doesn’t reflect your values or help you reach your long-term financial goals.

There you have it, 8 top tips to help you save money in 2018. For more tips,

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